Beam
Referral programWhat is Beam
Earn up to 4% in your sleep, FDIC-insured. Best paying high interest bank account - for all of us. HIDDEN FACT #1 Did you know that U.S. banks today earn on average 4–8% a year on every dollar you deposit into your bank account, passing onto you just 0.01% a year in interest? Banks earned $240 billion in profit in 2018; they can do more for the rest of us. Beam is a free, fun, high-interest mobile bank account that grows your cash in your sleep. Download the free app to earn up to 4% a year, 200x more than your 0.01% interest at Chase, Bank of America and Wells Fargo. The best part, you do not need to switch banks to use it. All funds are FDIC-insured up to $500,000. HIDDEN FACT #2 Did you know that $100 during the Financial Crisis is now worth only $80? Because of inflation. Right now, with just 1 minute of your time, you can stop your idle cash from losing 2% a year to inflation, and help build a better America. As featured on CNBC, The New York Post, Forbes, ABC, TechCrunch, Beam is a bank app that pays more cash, funds FDIC-insured, 0 fees (FREE!), no minimum, unlimited and anytime withdrawals. It takes just 1 minute to onboard, and you do not need to switch out your existing bank. Come join us on a mission to change banking for the better, and keep more in consumers’ pockets. HOW IT WORKS ① Download Beam ② Verify your identity ③ Link your existing bank account(s) to fund Beam on your phone, with as little as $1 ④ Start earning up to 4% interest on your cash, funds FDIC-insured with unlimited withdrawals. ⑤ Invite friends to earn a higher interest, and earn more together. BEAM = Because Earnings Always Matter, especially when it takes little to no effort. Access your funds and earn interests anytime, anywhere, as easy as a few taps. More possibilities and uses to come! Oh and don’t forget it’s FREE, forever. BEAM = Banking as it should be. Because you matter, and the best possible rate matters. ALL GROWTH A mobile banking app that gets you paid daily, in your sleep. Earn up to 4% interest*, more than 200x your 0.01% interest at Chase, Bank of America and Wells Fargo. ZERO FEES No asterisk. Zero fees means absolutely FREE, in any possible way you can think of. FUNDS FDIC-INSURED Safety and security is our top priority. SSL protected, 256-bit encryption. All funds FDIC-insured up to $500,000. NO LOCKUP Get 24/7 access to your funds. Easily and securely move funds into/out-of your Beam account. No minimum balance. FAQ #1 - How is Beam able to pay more? Traditional banks often earn 4–8% a year on your money but only give you an average of 0.01% a year. These banks often have many costs—excessive executive bonuses, large advertising budgets, and costly downtown bank branches, etc. Without these costs Beam is able to pass on greater savings to you. FAQ #2 - Where is my cash? Your Beam account is a bank account, NOT an investment account. Funds are placed at several large, publicly-traded FDIC-insured banks Beam works with. FAQ #3 - How does "Earn up to 4%" work? With cash deposited into Beam, you begin earning a minimum 1% Base Rate interest and can boost the interest to as high as 7.0% each day by collecting and using interest boosts (called a “Billie”). You can effortlessly collect a free Billie each day, and if you invite a friend to subscribe to the mailing list here on this website, you each earn 5 Billies that can be saved and used later. The more you invite, the more you earn. You heard it right. It’s just that simple. Furthermore, when your friends begin to use Beam, you can permanently unlock higher Base Rates (e.g. up to a minimum 3% a year!). FAQ #4 - Why Beam if I can invest? Choose to invest only when you see an opportunity. Before you invest, keep your cash at a liquid, FDIC-insured, high-interest bank account like Beam. After you invest, if the market crashes, Beam is where you can fall back on. * Accurate as of 11.5.2019; may change.
How Beam referral program works
This is a savings account that offers between 4-7% interest paid back daily on money in the savings account. FDIC INSURED! Paid daily = better compounding.
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Learn more about the Beam referral program
All you need to know about the Beam invitation program
What do I get when I use a Beam promo code or referral code?
Beam promo code offers you Free 4% interest on $10,000 paid daily only this month. After, you can invite your friends to join Beam and earn Free 10,000 credit this month only for each successful referral when they use your Beam promo code.
What do I earn when I refer a friend to Beam?
Earn Free 10,000 credit this month only when you invite a friend to Beam with your referral code. You can find your promo code inside your Beam account, search for terms like: Invite a friend to Beam, Refer a friend to Beam, Earn rewards on Beam, Beam Referral Code, Beam Promo Code, Earn money on Beam
Beam referral code or promo code, what is the difference?
Both codes offer rewards to users, but there's only one small difference. A Beam promo code is usually a code created by Beam to incentivize their existing users to purchase something. In contrast, a Beam referral code rewards existing customers with Free 10,000 credit this month only when they invite their friends. These friends in turn receive Free 4% interest on $10,000 paid daily only this month when signing up to Beam.
How can I share my Beam referral code?
Once you signed up to Beam you can earn more Beam referral rewards by sharing you own promo code to your friends and family. The best way to promote your referral codes is with your Invitation page (the biggest referral community). Your codes will be visible on Refer.guide and many other sites that connects people looking for a Beam deals and promo codes.
How do referral programs like Beam work?
The Beam referral code gives Free 4% interest on $10,000 paid daily only this month to the invited user and the referring user gets a reward everytime someone uses their code (Free 10,000 credit this month only). To activate the promotion, either click on the referral link shown or copy and paste the Beam promo code when you sign up to Beam.
How many referral and promo codes are available for Beam?
There are tons of Beam promo codes available on Refer.guide and in the Invitation community. All these codes are published by members of the Invitation community. You might be able to see the codes posted by your friends when signing in to Invitation.Codes. Join for free to share your referral codes and earn Free 10,000 credit this month only every time you invite someone.